Community

Our world of work revolves around our clients insurance needs.   We are supported by a world of talented and diverse professionals in our work with the Community.

Who we work with

Crisis, Respite, Supported Accommodation & Shelters Youth, Adult, Disability, Mens, Womens

Child Care, Out of Home Care (Foster Care), Aged Care, Home & Community Care, Disability Services (NDIS), Not For Profit (NFP) Associations

Along the insurance journey, our highly trained professionals offer guidance, education and resources to assist with understanding important insurance considerations.

Protecting your Purpose

Protecting the decision makers of an Organisation is so important. Insuring clauses include Directors & Officers, Entity, Statutory Liability, Employment Practices Liability, Tax Audit, Crime, Crisis Cover plus more

If a vital Administrative Employee is unable to work, the financial expense of sourcing and hiring a replacement can be costly. Cover can be provided for the recruitment costs and replacement wages of a temporary replacement employee, following sickness/accident to a declared Insured Person (who is employed in an Administration role).

Cover against cyber crime and social engineering fraud

Cover for one off Events with options for cancellation, adverse weather, non appearance, terrorism and prize indemnity

Professional indemnity insurance specifically designed for health care professionals, including option for vicarious liability  cover in respect to the medical/health services provided by Contractors.

Protection against claims for things your workforce do or fail to do which causes third party injuries or property damage – extension for activities  of Board Members, Committee Members, Employees and Volunteers.  Optional considerations for Member to Member Liability, Molestation,  Vacant Land Holdings, Management Order Holdings, Contractual Liability, Claims Made Retroactive liabilities

Protection against claims for alleged negligence or a breach of duty arising from an action or error made in the provision of your professional services/advice.

Legal liability cover for sports and leisure activities and events with optional extensions for player participation/player accident and organisation liabilities

Protecting your People

Business Travel – interstate, intrastate & overseas for Directors and Staff (options for Directors/Nominated Personnel leisure travel too)

options for 24/7 or working hours only cover

injury to or from work

Options for members, service users and participants receiving services/attending activities

cover for player accident injuries whilst participating in sports

cover for Board Members, Committee Members, Volunteers and option for Directors who receive Sitting Fees

Protecting Your workforce against workplace injury is a regulatory requirement – refer to applicable State considerations for extensions such as Working Directors, Contractors, Principals Indemnity, Overseas Common Law.

Employee benefits in event of injury at/from home at a time, or from an activity, that may not be deemed to qualify as a workers compensation claim

Protecting your Property

Asset protection including Building, Contents, Fit-Out, Theft, Glass  Business Interruption, Machinery Breakdown, Electronic Equipment

Cover for Portable property/electronic equipment/ employees property

Property Owners Building, Contents and Consequential Loss covers.

Property cover for Building & Contents and options for Malicious Damage by Tenants, Loss of Rent and Rent Default

Cover for your property on journeys of rail/road or sea.

Options for No claim bonus protections, modifications, decal and hire vehicle following accident cover

Property  cover for Building Strata Owners and Body Corporates

Interested in our Services?